Protections & Insurances

Helping you manage risk

Protecting your investment and your family

Our team of Financial Advisers are able to put in place cover to protect what is most important to you. So, when the worst happens, you and your family, business or investments are protected.

We will make sure our team of advisers discuss how best to manage risk in terms of your life or your property and will scour the market for the most appropriate product and ensure that you get the best terms at the right price.

Types of Cover

Life Cover

Designed to provide a lump sum payment to family and loved ones should you pass away, giving financial security. We can help tailor a policy to your needs advising on what type of cover to take out, how much for and what term to take it for. This in-turn will provide family peace of mind that should something happen they be covered financially.

Critical Illness

A policy that is designed to pay out a lump sum should you be diagnosed with a critical illness as per the conditions set by the provider. Cover that is generally overlooked by individuals but can be extremely costly to family members should anything unforeseen happens.

Income Protection Insurance

Cover that can be put in place to protect your earnings should be unable to work through illness or injury. A monthly payment is received for a defined period or until retirement to help cover your essential costs.

Buildings and Contents Insurance

Placed under the bracket of Home Insurance. It is a combined insurance that will cover or replace any damage that might occur to the house or it’s contents, including loss. Can be taken out separately or together. Building’s cover is a legal requirement to have in place if taking out a mortgage.

What is life insurance?

Life insurance is designed to protect your family by paying out a tax-free sum to the beneficiary or beneficiaries of your choice if you pass away during the agreed term of the policy. If you live longer than the term, the policy ends and no pay out is made.

When you take out a life insurance policy, you can choose how long it runs for and who the money goes to in the event of your death. You can also choose between three different types of cover: