Mortgages

We will find you the best mortgage

And won’t charge you a fee 

Whatever your mortgage needs, our Mortgage Advisers can help. 

Whether you are buying a new home, remortgaging or investing in a buy to let property, we will take time to understand your needs, explain your options and then manage the whole process for you from application to completion.

Your mortgage journey

We will make your mortgage journey as simple and efficient as possible and therefore work with our team of property lawyers and estate agents (where appropriate) to remove duplication and to provide you with ‘joined-up’ advice. We work hard to make the mortgage process as efficient as possible through the use of technology and are completely flexible as to whether you want to meet to face to face, over the phone or by video call and will work around your personal, family and business commitments.

We don’t charge any fees

Mortgage Brokers get paid a fee by the lender upon completion of a mortgage. Most of these brokers will then also charge you a hefty ‘broker fee’ on top and this fee can be anything from £300 to £1,200. We know you don’t like fees, so we won’t charge a fee for any standard mortgage case. We do, however, reserve the right to charge a fee if your mortgage becomes very complex but those case are the exception rather than the rule and we will always tell you in advance.

Your home may be Repossessed if you do not keep up repayments on your mortgage

The Financial Conduct Authority does not regulate most Buy to Let Mortgages Moray Financial Limited has FCA Number 954875 and is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance, and general insurance products. Moray Financial Limited has its registered Office at The Forsyth Building, 5 Renfield Street, Glasgow, Scotland, G2 5EZ and is a company registered in Scotland with Company Number SC694883.